americans spend ten times as much on lottery tickets than they spend on books venture capital investments 7% return retail therapy access uneasy street constant worry of losing money family office "fables of fortune' "psychology and consumer culture" "Lake success" "Born on 3d base" memoir rich adolecents have 2-3 times the levels of akcoholism and drug abuse same level of rule breaking, rich - prohibited substances, poor- weapons (for self defence) Ivy+ enrolls more students from top 1% of population than from bottom 50% "Dark Money" "Winners take all"